Settlement's Blog

10 Ways to Build Your 2015 Business Right Now


The year is coming to a close and the seasonal slowdown is a perfect time to reflect upon the New Year and begin building your 2015 real estate and title processing business.  The following 10 tips are a great way to start.   1. Remember the Basics Basic marketing skills…

Use These Words to Close Deals in 2015


The year is coming to an end, and real estate professionals are revamping their business plans for 2015.  As most focus on the big picture, sometimes it’s the small things that matter most.  Settlements Ltd. has six key words that will change the way you conduct business and achieve more…

Rebuttal to the Risk Retention Re-Proposal Trade Letter


As of late October, 2014, the finance and real estate industries’ inclusion of the National Association of Realtors (NAR) submitted a joint-trade, re-proposal letter to the agencies responsible for Qualified Residential Mortgage (QRM) and risk retention policy. In a letter aimed at the FHFA, FDIC, SEC, HUD, Department of Treasury…

Home Equity Loans are Back


Home equity loans provide homeowners with the opportunity to tap into the equity they have accumulated in their property, while taking advantage of long loan terms and competitive interest rates. Funds are then free for consolidating debt or repaying it, home improvements, upgrades and more. Home equity loans fell off…

How to Become a Pennsylvania Real Estate Agent


Many young professionals are drawn to the growing job market; big city feel with small town charm and hip restaurants and bars in Western Pennsylvania. As millennials move-in, some are looking to become real estate agents. In doing so, it’s important to be aware of state requirements determined by the…

DocMagic Acquisition Impacts e-Signature Industry


DocMagic’s recent acquisition of eSignSystems gives the opportunity for DocMagic to become a leader in eSign and eVaulting solutions. The merger adds new offerings such as eSignSystems’ SmartSAFE for eDelivery, eSigning, and management of electronic records throughout the life-cycle. Many of eSignSystems clients have their document preparation solutions, which is…

The Top 10 Real Estate Industry Apps


The spread of cutting-edge real estate industry apps has improved the lives of real estate agents, brokers, buyers, sellers, homeowners, and even private investors – just about anyone involved in real estate.   Google Maps Google Maps is a free, essential tool for all those traveling from house to house….

A New Way of Viewing the 15-Year Mortgage Loan


The most common mortgage loan is the 30-year fixed loan. While a 30-year fixed loan makes home buying more affordable, it also leaves homeowners making payments over a longer period. As a result, there is a political debate in the United States about how the government should help home buyers…

How the Story of a Missing Heir Caused a Title Insurance Tribulation


You may have read the title of this blog and wondered what a missing heir has to do with Title Insurance. We shall answer that question.   It begins with the tale of a couple who purchased a home from the daughter and her widowed mother. The daughter and mother…

Millenials’ Values Are Shifting From What Used To Be Homeownership To Retirement


Oftentimes when we think of financial security, homeownership comes to mind; not so much for millennials. A study by Harris Poll in support of the National Endowment for Financial Education (NEFE) released data in April of 2014 that concludes 50 percent of U.S. adult’s 18 and older value retirement savings…